We have designed a number of options for our short-term medical (STM) plans. We have the right plan at the right price to cover all the needs of a prospective insured.  Giving individuals and families peace of mind knowing they will have the coverage they need in case of any catastrophic events; while maintaining flexible coverage options and deductible choices. Plus, our online issuance means coverage could start as soon as the next day!

SelectedChoice STM

• Coverage options from 30 days up to 6 or 12 months
• Up to $1,000,000 benefit per person
• Choice of deductibles - $500, $750, $1,000, $2,500, $5,000 or $10,000
  
• Choose any doctor or hospital
• Eligibility up to age 65
• Child-only coverage available
• Insured by Pan American Life Insurance Company

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Selected Choice STM Product Brochure

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SelectedChoice Scheduled STM

• $50 per doctor office visit (up to 2 visits per coverage period)
• Choose any doctor or hospital
• Unlimited rewrites in most states
  
• Choice of $500, $1,000, $2,500, $5,000 and $10,000 deductibles
• Accept payment by: MasterCard, Visa, or automatic monthly bank draft
• Insured by Pan American Life Insurance Company
  

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SelectedChoice Scheduled STM Product Brochure

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ConsumerElite STM

• Coverage options from 30 days to 12 months
• Choice of deductibles - $250, $500, $750, $1000, $2500, $5000
• Choose any doctor or hospital
• Coinsurance percentages - 100%, 70%/30%, 50%/50%
• Insured by Markel Insurance Company

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ConsumerElite STM Product Brochure

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